| tbes50203 | Дата: Суббота, 23.11.2024, 21:05 | Сообщение # 1 |
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| Hello everyone! I recently came across the CreditMatch service, which offers online micro-loans in Kazakhstan, and I was interested in how reliable it is. I understand that such loans usually have high interest rates and can lead to serious overpayments if you fail to return the money on time, but I am still thinking about trying to get a loan. Especially if you urgently need money. I can’t find much information about CreditMatch, and the reviews that I come across are quite contradictory. Can anyone share their experience? It is important to understand what pitfalls there are in order to avoid getting into a difficult financial situation.
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| evanduke324 | Дата: Суббота, 23.11.2024, 22:04 | Сообщение # 2 |
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| I also used https://credit-match.kz a few months ago, and I can share my experience. I'll start by saying that the service is really convenient and fast, especially if you urgently need money. I took out a loan of 40,000 tenge for 10 days, and the money was transferred to the card literally a few minutes after confirming the application. The site looks professional, and all the information about loans (interest, terms, conditions) is presented quite clearly, which was a big plus for me. For that kind of money and in such a short term, the interest rate is certainly not small - 1.5% per day, which at first glance does not seem so bad. But, to be honest, it is precisely because of these high interest rates that you should be careful if you suddenly have difficulties with repaying the debt. What I didn't like was the late payment penalties. If you don't return the money on time, then every day of delay doubles the overpayment amount. In my case, if I had not repaid the loan on time, I would have overpaid not only the interest, but also additional fees that were not specified when applying for the loan. Of course, the website states that there are reminders 2 days before the expiration date, but in practice, if you are late by at least a couple of days, the fines can increase several times, and there is no way to get away from it. In addition, if you do not have other sources for repaying the loan, the service begins to accumulate additional interest, which can lead to a real financial hole. I had experience with microfinance organizations, and it is important that as soon as you are late at least a couple of days, the interest begins to "fly" exponentially, and it becomes much more difficult to return the money.
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| thiefcrazy98 | Дата: Воскресенье, 24.11.2024, 14:57 | Сообщение # 3 |
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| I would like to add that I also used CreditMatch when I needed to urgently close a debt. Overall, the service works quickly and conveniently, everything is done online, which saves a lot of time. However, as with other microloans, it is important not to fall behind, as the interest rates are quite high. You should be careful with this. A few days before the end of the term, I received a reminder about the need to repay the loan, which is very convenient. But from my own experience, I can say that you can get into an unpleasant situation if you are a little late in returning the money on time.
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